The Modern Journalist

photo credit: Diana Parkhouse  It’s normal practice for mortgage providers to offer home insurance policies for home owners taking out loans But are these types of deals the best for you financially and will you be covered for everything you need? It’s generally not a case of whether you need home insurance or not, a mortgage provider will usually insist on you...

Nothing can ever truly replace your family heirlooms. These items have been passed through your family for generations. During this period they have become the subject of numerous family memories and every nick, dent or scratch carries a story. In an instant, this heirloom can be lost or damaged forever. Here are three ways that insurance can help preserve your family’s...

photo credit: erix!  1.             Fraud A recent report published by the Association of British Insurers (ABI) suggests that fraudulent home insurance claims are becoming more common. 50% of all false claims account for home protection and fraudsters tend to claim for accidental damage to furniture and carpets. If you need to make a home insurance claim,...

If you’re lucky enough to have your own iPhone, then you already know how awesome it is. Keeping you connected and covered in the event of an emergency is only part of the benefit attached to an iPhone. An iPhone can be a great way to organize your life and keep yourself entertained, too. However, it’s important to understand that your precious iPhone is more...

If you own a home with a swimming pool or are planning to install one, don’t forget about insurance. The question many people have is “Does my homeowners insurance cover swimming pools?” home insurance covers a few things including: The dwelling, which is the home itself. Contents or personal possessions.” Liability coverage against lawsuits. Detached...